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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $89,278 | $122,131-26.9% | $88,547+0.8% | $122,131-26.9% |
| Participation rate | 100.0% | 75.1%+24.9pp | 72.7%+27.3pp | 75.1%+24.9pp |
| Annual return | 13.24% | 16.17%-2.9pp | -44.20%+57.4pp | 16.17%-2.9pp |
| Employer contribution / active EE | $1,562 | $3,608-56.7% | $2,092-25.3% | $3,608-56.7% |
| Participant deferral / active EE | $3,308 | $3,892-15.0% | $2,192+50.9% | $3,892-15.0% |
| Admin fee / account holder | $2,949 | $11,586-74.5% | $1,938+52.2% | $11,586-74.5% |