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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,964 | $185,312-95.2% | $161,489-94.4% | $154,746-94.2% |
| Participation rate | 77.8% | 82.5%-4.7pp | 78.7%-0.9pp | 80.7%-2.9pp |
| Annual return | 23.33% | 103.84%-80.5pp | 89.72%-66.4pp | 172.34%-149.0pp |
| Employer contribution / active EE | $2,381 | $4,769-50.1% | $4,268-44.2% | $4,379-45.6% |
| Participant deferral / active EE | $3,295 | $6,350-48.1% | $5,630-41.5% | $6,730-51.0% |
| Admin fee / account holder | $902 | $18,654-95.2% | $16,006-94.4% | $14,365-93.7% |