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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,964 | $181,062-95.0% | $158,223-94.3% | $155,188-94.2% |
| Participation rate | 77.8% | 82.7%-4.9pp | 79.2%-1.4pp | 80.8%-3.0pp |
| Annual return | 23.33% | 57.39%-34.1pp | 52.09%-28.8pp | 148.84%-125.5pp |
| Employer contribution / active EE | $2,381 | $4,565-47.8% | $4,109-42.0% | $4,248-43.9% |
| Participant deferral / active EE | $3,295 | $6,134-46.3% | $5,467-39.7% | $6,531-49.6% |
| Admin fee / account holder | $902 | $18,825-95.2% | $16,047-94.4% | $14,480-93.8% |