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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $450,409 | $159,934+181.6% | $147,005+206.4% | $145,959+208.6% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 9.42% | 98.24%-88.8pp | 418.76%-409.3pp | 561.95%-552.5pp |
| Employer contribution / active EE | $39,912 | $5,287+654.9% | $4,934+708.9% | $4,661+756.3% |
| Participant deferral / active EE | $28,765 | $8,427+241.3% | $8,070+256.5% | $6,689+330.1% |
| Admin fee / account holder | $115,510 | $15,053+667.3% | $13,006+788.1% | $13,398+762.2% |