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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,458 | $73,787-83.1% | $98,716-87.4% | $82,448-84.9% |
| Participation rate | 95.5% | 61.4%+34.0pp | 69.3%+26.2pp | 68.1%+27.4pp |
| Annual return | 68.58% | 18.57%+50.0pp | 31.81%+36.8pp | 41.64%+26.9pp |
| Employer contribution / active EE | $1,532 | $1,511+1.3% | $2,279-32.8% | $2,551-40.0% |
| Participant deferral / active EE | $3,873 | $3,081+25.7% | $4,048-4.3% | $4,139-6.4% |
| Admin fee / account holder | $5,099 | $6,500-21.6% | $8,703-41.4% | $7,234-29.5% |