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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,743 | $110,379-69.4% | $102,412-67.1% | $145,884-76.9% |
| Participation rate | 91.7% | 77.9%+13.7pp | 74.5%+17.2pp | 80.3%+11.4pp |
| Annual return | 56.19% | 24.84%+31.4pp | 24.94%+31.3pp | 551.85%-495.7pp |
| Employer contribution / active EE | $1,873 | $4,216-55.6% | $3,870-51.6% | $4,662-59.8% |
| Participant deferral / active EE | $6,239 | $5,622+11.0% | $5,060+23.3% | $6,690-6.7% |
| Admin fee / account holder | $1,972 | $9,745-79.8% | $8,388-76.5% | $13,392-85.3% |