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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,743 | $110,337-69.4% | $102,383-67.0% | $145,877-76.9% |
| Participation rate | 91.7% | 77.9%+13.7pp | 74.5%+17.2pp | 80.3%+11.4pp |
| Annual return | 56.19% | 24.83%+31.4pp | 24.94%+31.3pp | 551.28%-495.1pp |
| Employer contribution / active EE | $1,873 | $4,216-55.6% | $3,870-51.6% | $4,663-59.8% |
| Participant deferral / active EE | $6,239 | $5,621+11.0% | $5,060+23.3% | $6,691-6.7% |
| Admin fee / account holder | $1,972 | $9,750-79.8% | $8,391-76.5% | $13,402-85.3% |