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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $6,834 | $174,379-96.1% | $152,093-95.5% | $138,895-95.1% |
| Participation rate | 88.2% | 81.6%+6.6pp | 77.8%+10.5pp | 79.9%+8.3pp |
| Annual return | 16.02% | 74.86%-58.8pp | 66.36%-50.3pp | 145.39%-129.4pp |
| Employer contribution / active EE | $1,583 | $4,652-66.0% | $4,175-62.1% | $4,194-62.3% |
| Participant deferral / active EE | $2,862 | $6,159-53.5% | $5,451-47.5% | $6,396-55.3% |
| Admin fee / account holder | $3,874 | $16,880-77.0% | $14,497-73.3% | $12,562-69.2% |