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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,153 | $89,259-69.6% | $107,187-74.7% | $82,637-67.1% |
| Participation rate | 100.0% | 67.9%+32.1pp | 75.0%+25.0pp | 68.1%+31.9pp |
| Annual return | 12.84% | 21.02%-8.2pp | 204.55%-191.7pp | 53.51%-40.7pp |
| Employer contribution / active EE | $1,983 | $3,080-35.6% | $3,782-47.6% | $2,552-22.3% |
| Participant deferral / active EE | $3,680 | $4,037-8.9% | $5,096-27.8% | $4,126-10.8% |
| Admin fee / account holder | $4,337 | $7,381-41.2% | $9,162-52.7% | $7,339-40.9% |