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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $129,301 | $102,385+26.3% | $147,080-12.1% | $80,935+59.8% |
| Participation rate | 100.0% | 75.9%+24.1pp | 82.2%+17.8pp | 67.7%+32.3pp |
| Annual return | 22.81% | 135.09%-112.3pp | 420.17%-397.4pp | 35.66%-12.9pp |
| Employer contribution / active EE | $26,762 | $3,717+620.0% | $4,933+442.5% | $2,757+870.8% |
| Participant deferral / active EE | $4,069 | $6,651-38.8% | $8,066-49.6% | $4,299-5.4% |
| Admin fee / account holder | $13,603 | $7,951+71.1% | $12,989+4.7% | $6,924+96.5% |