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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $129,301 | $102,382+26.3% | $147,005-12.0% | $80,874+59.9% |
| Participation rate | 100.0% | 75.8%+24.2pp | 82.2%+17.8pp | 67.6%+32.4pp |
| Annual return | 22.81% | 134.89%-112.1pp | 418.76%-396.0pp | 35.62%-12.8pp |
| Employer contribution / active EE | $26,762 | $3,715+620.4% | $4,934+442.4% | $2,756+871.2% |
| Participant deferral / active EE | $4,069 | $6,646-38.8% | $8,070-49.6% | $4,297-5.3% |
| Admin fee / account holder | $13,603 | $7,942+71.3% | $13,006+4.6% | $6,935+96.1% |