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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,643 | $34,932+7.8% | $56,441-33.3% | $74,546-49.5% |
| Participation rate | 16.7% | 32.9%-16.2pp | 52.5%-35.8pp | 67.2%-50.5pp |
| Annual return | 10.65% | 24.90%-14.2pp | 1704.21%-1693.6pp | 1366.03%-1355.4pp |
| Employer contribution / active EE | $0 | $608-100.0% | $1,039-100.0% | $2,624-100.0% |
| Participant deferral / active EE | $1,136 | $1,173-3.2% | $1,953-41.8% | $4,347-73.9% |
| Admin fee / account holder | $10,978 | $2,359+365.3% | $2,829+288.0% | $1,944+464.8% |