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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,580 | $112,729-76.4% | $98,716-73.1% | $137,256-80.6% |
| Participation rate | 69.2% | 74.2%-5.0pp | 69.3%-0.1pp | 80.0%-10.7pp |
| Annual return | 17.69% | 38.48%-20.8pp | 31.81%-14.1pp | 220.34%-202.7pp |
| Employer contribution / active EE | $1,031 | $2,725-62.2% | $2,279-54.7% | $4,156-75.2% |
| Participant deferral / active EE | $1,672 | $4,640-64.0% | $4,048-58.7% | $6,407-73.9% |
| Admin fee / account holder | $5,302 | $10,129-47.7% | $8,703-39.1% | $12,270-56.8% |