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| Provider | Service type | Compensation |
|---|---|---|
Filed as: EMPOWER ANNUITY INSURANCE COMPANY Service code 64 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Recordkeeping Fees | $59,001 |
NFP RETIREMENT INC3 years Service code 27 120 VANTIS STE 400 · ALISO VIEJO, CA 926562689 | Advisory (Plan) | $33,942 |
NOVA 401(K) ASSOCIATES9+ years Service code 13 10777 NORTHWEST FREEWAY · HOUSTON, TX 77092 | Contract Administrator | $24,297 |
Filed as: EMPOWER ADVISOR GROUP, LLC Service code 28 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Investment Management | $13,843 |
Service code 99 PO BOX 2590 · FORT SMITH, AZ 72902 | Other Fees | $4,630 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,617 | $50,902-39.9% | $155,534-80.3% | $77,736-60.6% |
| Participation rate | 84.2% | 63.1%+21.1pp | 78.2%+5.9pp | 70.6%+13.6pp |
| Annual return | 4.60% | 34.85%-30.2pp | 64.92%-60.3pp | 31.26%-26.7pp |
| Employer contribution / active EE | $1,270 | $1,991-36.2% | $4,675-72.8% | $2,728-53.4% |
| Participant deferral / active EE | $2,113 | $2,824-25.2% | $5,630-62.5% | $4,651-54.6% |
| Admin fee / account holder | $344 | $437-21.2% | $15,900-97.8% | $433-20.6% |