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| Provider | Service type | Compensation |
|---|---|---|
Service code 37 · EIN 04-2647786 | Loan Processing | $33,567 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $148,941 | $101,499+46.7% | $147,005+1.3% | $74,546+99.8% |
| Participation rate | 10.7% | 75.5%-64.8pp | 82.2%-71.4pp | 67.2%-56.5pp |
| Annual return | 28.02% | 8732.34%-8704.3pp | 418.76%-390.7pp | 1366.03%-1338.0pp |
| Employer contribution / active EE | $11,151 | $3,811+192.6% | $4,934+126.0% | $2,624+324.9% |
| Participant deferral / active EE | $82,923 | $7,304+1035.3% | $8,070+927.6% | $4,347+1807.4% |
| Admin fee / account holder | $74 | $1,748-95.8% | $13,006-99.4% | $1,944-96.2% |