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| Provider | Service type | Compensation |
|---|---|---|
Service code 37 · EIN 04-2647786 | Loan Processing | $33,567 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $148,941 | $101,591+46.6% | $147,096+1.3% | $74,429+100.1% |
| Participation rate | 10.7% | 75.5%-64.8pp | 82.2%-71.4pp | 67.2%-56.5pp |
| Annual return | 28.02% | 8746.45%-8718.4pp | 419.75%-391.7pp | 1368.38%-1340.4pp |
| Employer contribution / active EE | $11,151 | $3,813+192.5% | $4,936+125.9% | $2,625+324.8% |
| Participant deferral / active EE | $82,923 | $7,302+1035.6% | $8,071+927.4% | $4,348+1807.0% |
| Admin fee / account holder | $74 | $1,750-95.8% | $13,005-99.4% | $1,944-96.2% |