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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,848 | $111,830-80.5% | $93,696-76.7% | $145,884-85.0% |
| Participation rate | 100.0% | 74.2%+25.8pp | 68.7%+31.3pp | 80.3%+19.7pp |
| Annual return | 10.35% | 204.08%-193.7pp | 133.74%-123.4pp | 551.85%-541.5pp |
| Employer contribution / active EE | $347 | $3,093-88.8% | $2,422-85.7% | $4,662-92.6% |
| Participant deferral / active EE | $1,998 | $4,920-59.4% | $4,417-54.8% | $6,690-70.1% |
| Admin fee / account holder | $2,711 | $10,249-73.6% | $8,287-67.3% | $13,392-79.8% |