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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,429 | $134,817-91.5% | $123,973-90.8% | $155,188-92.6% |
| Participation rate | 87.5% | 79.4%+8.1pp | 76.7%+10.8pp | 80.8%+6.7pp |
| Annual return | 25.45% | 515.49%-490.0pp | 388.13%-362.7pp | 148.84%-123.4pp |
| Employer contribution / active EE | $2,084 | $4,425-52.9% | $4,126-49.5% | $4,248-51.0% |
| Participant deferral / active EE | $3,653 | $5,706-36.0% | $5,247-30.4% | $6,531-44.1% |
| Admin fee / account holder | $986 | $13,245-92.6% | $11,799-91.6% | $14,480-93.2% |