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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $210,292 | $155,555+35.2% | $146,866+43.2% | $155,188+35.5% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.5%+17.5pp | 80.8%+19.2pp |
| Annual return | 19.99% | 115.41%-95.4pp | 102.85%-82.9pp | 148.84%-128.8pp |
| Employer contribution / active EE | $9,270 | $4,647+99.5% | $4,425+109.5% | $4,248+118.2% |
| Participant deferral / active EE | $21,950 | $8,044+172.9% | $7,759+182.9% | $6,531+236.1% |
| Admin fee / account holder | $3,843 | $14,755-74.0% | $13,620-71.8% | $14,480-73.5% |