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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $210,292 | $156,398+34.5% | $147,318+42.7% | $138,895+51.4% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 79.9%+20.1pp |
| Annual return | 19.99% | 78.75%-58.8pp | 70.43%-50.4pp | 145.39%-125.4pp |
| Employer contribution / active EE | $9,270 | $4,853+91.0% | $4,593+101.8% | $4,194+121.0% |
| Participant deferral / active EE | $21,950 | $8,237+166.5% | $7,906+177.6% | $6,396+243.2% |
| Admin fee / account holder | $3,843 | $14,976-74.3% | $13,708-72.0% | $12,562-69.4% |