Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $2,343 | $26,936-91.3% | $53,647-95.6% | $71,012-96.7% |
| Participation rate | 54.2% | 21.9%+32.4pp | 56.3%-2.0pp | 58.6%-4.3pp |
| Annual return | 18.60% | 81.59%-63.0pp | 358.33%-339.7pp | 37.67%-19.1pp |
| Employer contribution / active EE | $0 | $335-100.0% | $962-100.0% | $2,348-100.0% |
| Participant deferral / active EE | $705 | $590+19.4% | $1,813-61.1% | $3,246-78.3% |
| Admin fee / account holder | $780 | $2,177-64.2% | $2,460-68.3% | $1,167-33.2% |