See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $2,343 | $27,243-91.4% | $52,425-95.5% | $79,634-97.1% |
| Participation rate | 54.2% | 22.4%+31.8pp | 55.6%-1.4pp | 62.5%-8.2pp |
| Annual return | 18.60% | 63.36%-44.8pp | 302.12%-283.5pp | 36.46%-17.9pp |
| Employer contribution / active EE | $0 | $319-100.0% | $914-100.0% | $2,529-100.0% |
| Participant deferral / active EE | $705 | $636+10.9% | $1,790-60.7% | $3,835-81.6% |
| Admin fee / account holder | $780 | $2,105-62.9% | $2,495-68.7% | $1,002-22.2% |