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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,944 | $77,814-56.4% | $158,223-78.5% | $86,983-61.0% |
| Participation rate | 62.5% | 68.4%-5.9pp | 79.2%-16.7pp | 69.5%-7.0pp |
| Annual return | 20.55% | 30.54%-10.0pp | 52.09%-31.5pp | 25.83%-5.3pp |
| Employer contribution / active EE | $1,722 | $2,592-33.6% | $4,109-58.1% | $2,584-33.4% |
| Participant deferral / active EE | $3,797 | $3,270+16.1% | $5,467-30.5% | $4,194-9.5% |
| Admin fee / account holder | $5,276 | $5,879-10.3% | $16,047-67.1% | $7,856-32.8% |