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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,695 | $110,337-91.2% | $102,383-90.5% | $145,877-93.4% |
| Participation rate | 58.3% | 77.9%-19.6pp | 74.5%-16.2pp | 80.3%-22.0pp |
| Annual return | 9.78% | 24.83%-15.1pp | 24.94%-15.2pp | 551.28%-541.5pp |
| Employer contribution / active EE | $1,202 | $4,216-71.5% | $3,870-69.0% | $4,663-74.2% |
| Participant deferral / active EE | $1,967 | $5,621-65.0% | $5,060-61.1% | $6,691-70.6% |
| Admin fee / account holder | $128 | $9,750-98.7% | $8,391-98.5% | $13,402-99.0% |