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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,139 | $150,346-52.7% | $120,524-41.0% | $145,877-51.2% |
| Participation rate | 66.7% | 78.8%-12.1pp | 71.9%-5.3pp | 80.3%-13.6pp |
| Annual return | 20.19% | 154.40%-134.2pp | 107.36%-87.2pp | 551.28%-531.1pp |
| Employer contribution / active EE | $1,585 | $4,353-63.6% | $3,469-54.3% | $4,663-66.0% |
| Participant deferral / active EE | $4,523 | $6,172-26.7% | $4,994-9.4% | $6,691-32.4% |
| Admin fee / account holder | $320 | $12,215-97.4% | $9,440-96.6% | $13,402-97.6% |