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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,758 | $185,312-69.4% | $161,489-64.9% | $154,746-63.3% |
| Participation rate | 47.1% | 82.5%-35.4pp | 78.7%-31.6pp | 80.7%-33.6pp |
| Annual return | 15.37% | 103.84%-88.5pp | 89.72%-74.4pp | 172.34%-157.0pp |
| Employer contribution / active EE | $1,860 | $4,769-61.0% | $4,268-56.4% | $4,379-57.5% |
| Participant deferral / active EE | $3,492 | $6,350-45.0% | $5,630-38.0% | $6,730-48.1% |
| Admin fee / account holder | $2,143 | $18,654-88.5% | $16,006-86.6% | $14,365-85.1% |