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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,269 | $183,516-74.2% | $155,534-69.6% | $145,884-67.6% |
| Participation rate | 35.0% | 82.7%-47.7pp | 78.2%-43.2pp | 80.3%-45.3pp |
| Annual return | 15.76% | 61.43%-45.7pp | 64.92%-49.2pp | 551.85%-536.1pp |
| Employer contribution / active EE | $1,368 | $5,315-74.3% | $4,675-70.7% | $4,662-70.7% |
| Participant deferral / active EE | $2,583 | $6,467-60.1% | $5,630-54.1% | $6,690-61.4% |
| Admin fee / account holder | $2,403 | $19,293-87.5% | $15,900-84.9% | $13,392-82.1% |