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| Provider | Service type | Compensation |
|---|---|---|
Filed as: TRANSAMERICA LIFE INSURANCE COMPANY Service code 15 · EIN 39-0989781 | Recordkeeping | $19,467 |
LPL FINANCIAL1 year Filed as: LPL Service code 27 · EIN 04-3046611 | Advisory (Plan) | $12,262 |
Filed as: DYATECH LLC Service code 15 · EIN 64-0936231 | Recordkeeping | $3,190 |
Filed as: DYATECH Service code 49 · EIN 64-0936231 | Other Services | $0 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,745 | $73,532-75.9% | $178,540-90.1% | $74,459-76.2% |
| Participation rate | 65.6% | 66.6%-1.0pp | 77.1%-11.5pp | 67.2%-1.6pp |
| Annual return | 11.77% | 17.51%-5.7pp | 27.15%-15.4pp | 1369.70%-1357.9pp |
| Employer contribution / active EE | $891 | $2,221-59.9% | $3,953-77.5% | $2,626-66.1% |
| Participant deferral / active EE | $2,264 | $4,519-49.9% | $6,281-64.0% | $4,350-48.0% |
| Admin fee / account holder | $262 | $1,813-85.5% | $10,424-97.5% | $1,945-86.5% |