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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,527 | $109,967-85.0% | $97,197-83.0% | $145,877-88.7% |
| Participation rate | 100.0% | 76.0%+24.0pp | 72.7%+27.3pp | 80.3%+19.7pp |
| Annual return | 15.20% | 244.27%-229.1pp | 75.47%-60.3pp | 551.28%-536.1pp |
| Employer contribution / active EE | $2,088 | $3,077-32.1% | $2,723-23.3% | $4,663-55.2% |
| Participant deferral / active EE | $3,892 | $4,676-16.8% | $4,263-8.7% | $6,691-41.8% |
| Admin fee / account holder | $3,524 | $6,199-43.2% | $5,637-37.5% | $13,402-73.7% |