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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,687 | $159,934-68.9% | $147,005-66.2% | $145,959-66.0% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 14.93% | 98.24%-83.3pp | 418.76%-403.8pp | 561.95%-547.0pp |
| Employer contribution / active EE | $6,654 | $5,287+25.9% | $4,934+34.9% | $4,661+42.8% |
| Participant deferral / active EE | $15,153 | $8,427+79.8% | $8,070+87.8% | $6,689+126.6% |
| Admin fee / account holder | $14,966 | $15,053-0.6% | $13,006+15.1% | $13,398+11.7% |