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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,687 | $160,028-69.0% | $147,080-66.2% | $145,884-65.9% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 14.93% | 98.60%-83.7pp | 420.17%-405.2pp | 551.85%-536.9pp |
| Employer contribution / active EE | $6,654 | $5,286+25.9% | $4,933+34.9% | $4,662+42.7% |
| Participant deferral / active EE | $15,153 | $8,422+79.9% | $8,066+87.9% | $6,690+126.5% |
| Admin fee / account holder | $14,966 | $15,030-0.4% | $12,989+15.2% | $13,392+11.8% |