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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,617 | $102,385-63.3% | $147,080-74.4% | $80,935-53.5% |
| Participation rate | 69.2% | 75.9%-6.6pp | 82.2%-13.0pp | 67.7%+1.6pp |
| Annual return | 25.33% | 135.09%-109.8pp | 420.17%-394.8pp | 35.66%-10.3pp |
| Employer contribution / active EE | $2,179 | $3,717-41.4% | $4,933-55.8% | $2,757-21.0% |
| Participant deferral / active EE | $5,348 | $6,651-19.6% | $8,066-33.7% | $4,299+24.4% |
| Admin fee / account holder | $9,002 | $7,951+13.2% | $12,989-30.7% | $6,924+30.0% |