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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,294 | $159,978-75.4% | $147,041-73.3% | $145,978-73.1% |
| Participation rate | 71.4% | 84.0%-12.6pp | 82.2%-10.7pp | 80.3%-8.9pp |
| Annual return | 15.62% | 98.36%-82.7pp | 419.21%-403.6pp | 550.52%-534.9pp |
| Employer contribution / active EE | $2,606 | $5,288-50.7% | $4,935-47.2% | $4,662-44.1% |
| Participant deferral / active EE | $5,655 | $8,429-32.9% | $8,071-29.9% | $6,690-15.5% |
| Admin fee / account holder | $502 | $15,053-96.7% | $13,006-96.1% | $13,400-96.3% |