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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,868 | $102,385-46.4% | $147,080-62.7% | $80,935-32.2% |
| Participation rate | 98.1% | 75.9%+22.2pp | 82.2%+15.9pp | 67.7%+30.4pp |
| Annual return | 52.33% | 135.09%-82.8pp | 420.17%-367.8pp | 35.66%+16.7pp |
| Employer contribution / active EE | $12,828 | $3,717+245.1% | $4,933+160.0% | $2,757+365.3% |
| Participant deferral / active EE | $11,822 | $6,651+77.7% | $8,066+46.6% | $4,299+175.0% |
| Admin fee / account holder | $4,578 | $7,951-42.4% | $12,989-64.8% | $6,924-33.9% |