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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,868 | $102,429-46.4% | $147,096-62.7% | $80,925-32.2% |
| Participation rate | 98.1% | 75.9%+22.2pp | 82.2%+15.9pp | 67.7%+30.4pp |
| Annual return | 52.33% | 135.02%-82.7pp | 419.75%-367.4pp | 35.65%+16.7pp |
| Employer contribution / active EE | $12,828 | $3,716+245.2% | $4,936+159.9% | $2,756+365.4% |
| Participant deferral / active EE | $11,822 | $6,649+77.8% | $8,071+46.5% | $4,299+175.0% |
| Admin fee / account holder | $4,578 | $7,957-42.5% | $13,005-64.8% | $6,940-34.0% |