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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,370 | $47,479-36.0% | $62,929-51.7% | $82,448-63.2% |
| Participation rate | 47.6% | 66.9%-19.3pp | 73.1%-25.5pp | 68.1%-20.4pp |
| Annual return | 17.65% | 20.34%-2.7pp | 1063.93%-1046.3pp | 41.64%-24.0pp |
| Employer contribution / active EE | $722 | $1,885-61.7% | $2,505-71.2% | $2,551-71.7% |
| Participant deferral / active EE | $2,309 | $2,870-19.5% | $3,888-40.6% | $4,139-44.2% |
| Admin fee / account holder | $653 | $3,804-82.8% | $5,065-87.1% | $7,234-91.0% |