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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,370 | $48,011-36.7% | $63,803-52.4% | $82,637-63.2% |
| Participation rate | 47.6% | 66.6%-18.9pp | 72.7%-25.1pp | 68.1%-20.4pp |
| Annual return | 17.65% | 19.84%-2.2pp | 543.72%-526.1pp | 53.51%-35.9pp |
| Employer contribution / active EE | $722 | $1,904-62.1% | $2,532-71.5% | $2,552-71.7% |
| Participant deferral / active EE | $2,309 | $2,846-18.9% | $3,843-39.9% | $4,126-44.0% |
| Admin fee / account holder | $653 | $3,873-83.1% | $5,196-87.4% | $7,339-91.1% |