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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $4,454 | $125,190-96.4% | $105,624-95.8% | $145,897-96.9% |
| Participation rate | 100.0% | 77.6%+22.4pp | 75.3%+24.7pp | 80.3%+19.7pp |
| Annual return | 17.21% | 225.22%-208.0pp | 116.20%-99.0pp | 552.29%-535.1pp |
| Employer contribution / active EE | $1,458 | $3,720-60.8% | $3,168-54.0% | $4,663-68.7% |
| Participant deferral / active EE | $1,985 | $5,716-65.3% | $5,013-60.4% | $6,689-70.3% |
| Admin fee / account holder | $1,713 | $17,138-90.0% | $10,961-84.4% | $13,390-87.2% |