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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $5,220 | $132,634-96.1% | $115,768-95.5% | $137,256-96.2% |
| Participation rate | 100.0% | 77.9%+22.1pp | 74.4%+25.6pp | 80.0%+20.0pp |
| Annual return | 27.74% | 160.70%-133.0pp | 100.46%-72.7pp | 220.34%-192.6pp |
| Employer contribution / active EE | $1,828 | $3,360-45.6% | $2,940-37.8% | $4,156-56.0% |
| Participant deferral / active EE | $2,710 | $5,619-51.8% | $4,917-44.9% | $6,407-57.7% |
| Admin fee / account holder | $1,378 | $15,028-90.8% | $12,439-88.9% | $12,270-88.8% |