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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,830 | $166,242-62.2% | $165,071-61.9% | $145,884-56.9% |
| Participation rate | 80.0% | 82.0%-2.0pp | 78.6%+1.4pp | 80.3%-0.3pp |
| Annual return | 14.28% | 100.44%-86.2pp | 70.17%-55.9pp | 551.85%-537.6pp |
| Employer contribution / active EE | $4,650 | $5,283-12.0% | $4,347+7.0% | $4,662-0.3% |
| Participant deferral / active EE | $13,626 | $6,964+95.7% | $6,035+125.8% | $6,690+103.7% |
| Admin fee / account holder | $7,244 | $16,658-56.5% | $12,695-42.9% | $13,392-45.9% |