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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,628 | $78,520-19.0% | $96,576-34.1% | $82,448-22.8% |
| Participation rate | 82.8% | 77.7%+5.1pp | 81.4%+1.4pp | 68.1%+14.7pp |
| Annual return | 35.51% | 41.30%-5.8pp | 38.47%-3.0pp | 41.64%-6.1pp |
| Employer contribution / active EE | $6,452 | $2,630+145.4% | $3,553+81.6% | $2,551+152.9% |
| Participant deferral / active EE | $10,189 | $6,754+50.9% | $7,956+28.1% | $4,139+146.2% |
| Admin fee / account holder | $6,515 | $13,455-51.6% | $11,381-42.8% | $7,234-10.0% |