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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,313 | $183,539-72.6% | $155,556-67.7% | $145,897-65.5% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 9.02% | 61.31%-52.3pp | 64.84%-55.8pp | 552.29%-543.3pp |
| Employer contribution / active EE | $3,043 | $5,315-42.8% | $4,675-34.9% | $4,663-34.7% |
| Participant deferral / active EE | $4,928 | $6,467-23.8% | $5,631-12.5% | $6,689-26.3% |
| Admin fee / account holder | $727 | $19,275-96.2% | $15,885-95.4% | $13,390-94.6% |