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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,313 | $183,592-72.6% | $155,567-67.7% | $145,959-65.5% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 9.02% | 61.24%-52.2pp | 64.74%-55.7pp | 561.95%-552.9pp |
| Employer contribution / active EE | $3,043 | $5,315-42.7% | $4,674-34.9% | $4,661-34.7% |
| Participant deferral / active EE | $4,928 | $6,464-23.8% | $5,628-12.4% | $6,689-26.3% |
| Admin fee / account holder | $727 | $19,318-96.2% | $15,916-95.4% | $13,398-94.6% |