See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 9-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
NBT BANCORP NA2 years Filed as: NBT BANK NA Service code 21 · EIN 16-1268674 | Bank Trustee | $25,235 |
Filed as: TEAL BECKER & CHIARAMONTE CPAS, PC Service code 10 · EIN 14-1624930 | Accounting | $15,500 |
CHARLES SCHWAB & CO., INC.2 years Service code 59 · EIN 94-1737782 | Shareholder Servicing | $0 |
Service code 15 · EIN 16-1450952 | Recordkeeping | $0 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan reported corrective distributions (failed ADP/ACP testing).
The auditor signed off without reservation. This is the cleanest opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,968 | $86,944-44.8% | $107,525-55.4% | $74,304-35.4% |
| Participation rate | 100.0% | 59.6%+40.4pp | 75.1%+24.9pp | 60.3%+39.7pp |
| Annual return | 15.58% | 23.52%-7.9pp | 181.32%-165.7pp | 29.43%-13.8pp |
| Employer contribution / active EE | $6,196 | $2,757+124.7% | $3,754+65.1% | $2,241+176.4% |
| Participant deferral / active EE | $5,390 | $3,554+51.7% | $5,116+5.4% | $3,767+43.1% |
| Admin fee / account holder | $304 | $3,727-91.8% | $8,919-96.6% | $2,969-89.8% |