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| Provider | Service type | Compensation |
|---|---|---|
NBT BANCORP NA1 year Filed as: NBT BANK NA Service code 21 · EIN 16-1268674 | Bank Trustee | $17,886 |
Service code 59 · EIN 94-1737782 | Shareholder Servicing | $0 |
Service code 15 · EIN 16-1450952 | Recordkeeping | $0 |
Annual investment return is in the bottom quintile of the peer cohort.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,765 | $80,763-53.2% | $102,412-63.1% | $74,459-49.3% |
| Participation rate | 96.4% | 65.7%+30.8pp | 74.5%+21.9pp | 67.2%+29.2pp |
| Annual return | -1.67% | 27.57%-29.2pp | 24.94%-26.6pp | 1369.70%-1371.4pp |
| Employer contribution / active EE | $5,509 | $3,160+74.4% | $3,870+42.4% | $2,626+109.8% |
| Participant deferral / active EE | $4,737 | $3,862+22.7% | $5,060-6.4% | $4,350+8.9% |
| Admin fee / account holder | $134 | $2,371-94.3% | $8,388-98.4% | $1,945-93.1% |