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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,080 | $124,425-79.0% | $112,040-76.7% | $137,256-81.0% |
| Participation rate | 47.6% | 79.3%-31.7pp | 76.5%-28.9pp | 80.0%-32.3pp |
| Annual return | 31.68% | 24.72%+7.0pp | 24.52%+7.2pp | 220.34%-188.7pp |
| Employer contribution / active EE | $886 | $3,411-74.0% | $2,954-70.0% | $4,156-78.7% |
| Participant deferral / active EE | $2,166 | $5,718-62.1% | $5,098-57.5% | $6,407-66.2% |
| Admin fee / account holder | $3,918 | $15,207-74.2% | $12,098-67.6% | $12,270-68.1% |