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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,080 | $136,860-80.9% | $120,344-78.3% | $154,746-83.1% |
| Participation rate | 47.6% | 79.9%-32.3pp | 76.7%-29.1pp | 80.7%-33.1pp |
| Annual return | 31.68% | 21.38%+10.3pp | 20.30%+11.4pp | 172.34%-140.7pp |
| Employer contribution / active EE | $886 | $3,533-74.9% | $3,020-70.7% | $4,379-79.8% |
| Participant deferral / active EE | $2,166 | $5,793-62.6% | $5,135-57.8% | $6,730-67.8% |
| Admin fee / account holder | $3,918 | $15,393-74.5% | $12,742-69.2% | $14,365-72.7% |