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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,141 | $107,666-83.2% | $102,184-82.2% | $154,746-88.3% |
| Participation rate | 100.0% | 83.7%+16.3pp | 82.6%+17.4pp | 80.7%+19.3pp |
| Annual return | 11.16% | 29.33%-18.2pp | 31.58%-20.4pp | 172.34%-161.2pp |
| Employer contribution / active EE | $7,271 | $3,846+89.0% | $3,594+102.3% | $4,379+66.0% |
| Participant deferral / active EE | $10,601 | $8,719+21.6% | $8,309+27.6% | $6,730+57.5% |
| Admin fee / account holder | $26,914 | $12,943+107.9% | $11,609+131.8% | $14,365+87.4% |