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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,503 | $106,864-36.8% | $147,318-54.2% | $82,637-18.3% |
| Participation rate | 86.2% | 75.5%+10.7pp | 82.1%+4.1pp | 68.1%+18.2pp |
| Annual return | 33.26% | 27.49%+5.8pp | 70.43%-37.2pp | 53.51%-20.2pp |
| Employer contribution / active EE | $4,742 | $3,417+38.8% | $4,593+3.3% | $2,552+85.8% |
| Participant deferral / active EE | $7,609 | $6,496+17.1% | $7,906-3.8% | $4,126+84.4% |
| Admin fee / account holder | $16,426 | $8,415+95.2% | $13,708+19.8% | $7,339+123.8% |