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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $178,758 | $70,366+154.0% | $66,674+168.1% | $138,895+28.7% |
| Participation rate | 100.0% | 76.2%+23.8pp | 73.7%+26.3pp | 79.9%+20.1pp |
| Annual return | 8.36% | 386.41%-378.1pp | 321.24%-312.9pp | 145.39%-137.0pp |
| Employer contribution / active EE | $9,528 | $2,765+244.6% | $2,620+263.7% | $4,194+127.2% |
| Participant deferral / active EE | $10,681 | $4,374+144.2% | $4,084+161.5% | $6,396+67.0% |
| Admin fee / account holder | $2,880 | $5,262-45.3% | $5,098-43.5% | $12,562-77.1% |