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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,745 | $156,398-82.9% | $147,318-81.8% | $138,895-80.7% |
| Participation rate | 84.6% | 83.8%+0.9pp | 82.1%+2.6pp | 79.9%+4.7pp |
| Annual return | 10.80% | 78.75%-67.9pp | 70.43%-59.6pp | 145.39%-134.6pp |
| Employer contribution / active EE | $1,305 | $4,853-73.1% | $4,593-71.6% | $4,194-68.9% |
| Participant deferral / active EE | $3,373 | $8,237-59.1% | $7,906-57.3% | $6,396-47.3% |
| Admin fee / account holder | $17,019 | $14,976+13.6% | $13,708+24.2% | $12,562+35.5% |