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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $262,070 | $183,516+42.8% | $155,534+68.5% | $145,884+79.6% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 10.22% | 61.43%-51.2pp | 64.92%-54.7pp | 551.85%-541.6pp |
| Employer contribution / active EE | $4,284 | $5,315-19.4% | $4,675-8.4% | $4,662-8.1% |
| Participant deferral / active EE | $1,612 | $6,467-75.1% | $5,630-71.4% | $6,690-75.9% |
| Admin fee / account holder | $3,273 | $19,293-83.0% | $15,900-79.4% | $13,392-75.6% |