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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,917 | $99,053-77.9% | $88,179-75.1% | $138,895-84.2% |
| Participation rate | 100.0% | 74.2%+25.8pp | 69.1%+30.9pp | 79.9%+20.1pp |
| Annual return | 23.46% | 78.17%-54.7pp | 64.97%-41.5pp | 145.39%-121.9pp |
| Employer contribution / active EE | $2,272 | $2,882-21.2% | $2,549-10.9% | $4,194-45.8% |
| Participant deferral / active EE | $6,384 | $5,225+22.2% | $4,614+38.4% | $6,396-0.2% |
| Admin fee / account holder | $418 | $8,748-95.2% | $7,673-94.6% | $12,562-96.7% |