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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,406 | $114,119-68.1% | $107,187-66.0% | $138,895-73.8% |
| Participation rate | 80.0% | 78.1%+1.9pp | 75.0%+5.0pp | 79.9%+0.1pp |
| Annual return | 22.80% | 273.21%-250.4pp | 204.55%-181.7pp | 145.39%-122.6pp |
| Employer contribution / active EE | $2,100 | $4,059-48.3% | $3,782-44.5% | $4,194-49.9% |
| Participant deferral / active EE | $12,378 | $5,538+123.5% | $5,096+142.9% | $6,396+93.5% |
| Admin fee / account holder | $1,391 | $10,024-86.1% | $9,162-84.8% | $12,562-88.9% |