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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,406 | $111,535-67.4% | $105,223-65.4% | $137,256-73.5% |
| Participation rate | 80.0% | 78.1%+1.9pp | 75.0%+5.0pp | 80.0%0pp |
| Annual return | 22.80% | 237.85%-215.1pp | 180.65%-157.8pp | 220.34%-197.5pp |
| Employer contribution / active EE | $2,100 | $3,939-46.7% | $3,689-43.1% | $4,156-49.5% |
| Participant deferral / active EE | $12,378 | $5,500+125.1% | $5,072+144.1% | $6,407+93.2% |
| Admin fee / account holder | $1,391 | $9,721-85.7% | $8,859-84.3% | $12,270-88.7% |