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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,038 | $29,051-62.0% | $52,425-78.9% | $67,986-83.8% |
| Participation rate | 20.8% | 30.4%-9.6pp | 55.6%-34.8pp | 57.2%-36.4pp |
| Annual return | 24.45% | 24.00%+0.5pp | 302.12%-277.7pp | 31.67%-7.2pp |
| Employer contribution / active EE | $171 | $412-58.4% | $914-81.2% | $2,019-91.5% |
| Participant deferral / active EE | $550 | $873-37.0% | $1,790-69.3% | $3,358-83.6% |
| Admin fee / account holder | $5 | $2,113-99.8% | $2,495-99.8% | $3,203-99.9% |