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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,565 | $183,516-84.4% | $155,534-81.6% | $145,884-80.4% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | -18.49% | 61.43%-79.9pp | 64.92%-83.4pp | 551.85%-570.3pp |
| Employer contribution / active EE | $1,011 | $5,315-81.0% | $4,675-78.4% | $4,662-78.3% |
| Participant deferral / active EE | $5,096 | $6,467-21.2% | $5,630-9.5% | $6,690-23.8% |
| Admin fee / account holder | $599 | $19,293-96.9% | $15,900-96.2% | $13,392-95.5% |