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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan appears closed to new enrollment or frozen - balance-holders far exceed active participants, or the plan reports active distributions with no inflows. Exclude from peer benchmarks.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $82,916 | $183,627-54.8% | $155,602-46.7% | $145,978-43.2% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 26.72% | 61.32%-34.6pp | 64.81%-38.1pp | 550.52%-523.8pp |
| Employer contribution / active EE | $59,926 | $5,316+1027.2% | $4,675+1181.8% | $4,662+1185.5% |
| Participant deferral / active EE | $0 | $6,466-100.0% | $5,629-100.0% | $6,690-100.0% |
| Admin fee / account holder | $475 | $19,327-97.5% | $15,923-97.0% | $13,400-96.5% |