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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,584 | $102,245-29.0% | $89,340-18.8% | $137,256-47.1% |
| Participation rate | 18.8% | 74.9%-56.1pp | 69.6%-50.8pp | 80.0%-61.2pp |
| Annual return | 21.58% | 21.89%-0.3pp | 20.57%+1.0pp | 220.34%-198.8pp |
| Employer contribution / active EE | $529 | $2,529-79.1% | $2,231-76.3% | $4,156-87.3% |
| Participant deferral / active EE | $1,808 | $4,436-59.2% | $3,823-52.7% | $6,407-71.8% |
| Admin fee / account holder | $372 | $8,085-95.4% | $6,704-94.4% | $12,270-97.0% |