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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $198,920 | $172,111+15.6% | $150,298+32.4% | $137,256+44.9% |
| Participation rate | 84.6% | 81.7%+2.9pp | 77.8%+6.9pp | 80.0%+4.7pp |
| Annual return | 43.14% | 69.37%-26.2pp | 62.79%-19.6pp | 220.34%-177.2pp |
| Employer contribution / active EE | $1,768 | $4,636-61.9% | $4,154-57.4% | $4,156-57.5% |
| Participant deferral / active EE | $8,038 | $6,166+30.4% | $5,453+47.4% | $6,407+25.5% |
| Admin fee / account holder | $2,040 | $16,471-87.6% | $14,116-85.6% | $12,270-83.4% |