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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $198,920 | $181,062+9.9% | $158,223+25.7% | $155,188+28.2% |
| Participation rate | 84.6% | 82.7%+2.0pp | 79.2%+5.4pp | 80.8%+3.8pp |
| Annual return | 43.14% | 57.39%-14.2pp | 52.09%-9.0pp | 148.84%-105.7pp |
| Employer contribution / active EE | $1,768 | $4,565-61.3% | $4,109-57.0% | $4,248-58.4% |
| Participant deferral / active EE | $8,038 | $6,134+31.0% | $5,467+47.0% | $6,531+23.1% |
| Admin fee / account holder | $2,040 | $18,825-89.2% | $16,047-87.3% | $14,480-85.9% |