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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $198,920 | $174,379+14.1% | $152,093+30.8% | $138,895+43.2% |
| Participation rate | 84.6% | 81.6%+3.0pp | 77.8%+6.8pp | 79.9%+4.7pp |
| Annual return | 43.14% | 74.86%-31.7pp | 66.36%-23.2pp | 145.39%-102.3pp |
| Employer contribution / active EE | $1,768 | $4,652-62.0% | $4,175-57.7% | $4,194-57.9% |
| Participant deferral / active EE | $8,038 | $6,159+30.5% | $5,451+47.4% | $6,396+25.7% |
| Admin fee / account holder | $2,040 | $16,880-87.9% | $14,497-85.9% | $12,562-83.8% |