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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,084 | $97,751-81.5% | $103,447-82.5% | $145,877-87.6% |
| Participation rate | 87.5% | 81.1%+6.4pp | 80.5%+7.0pp | 80.3%+7.2pp |
| Annual return | 13.45% | 25.43%-12.0pp | 23.92%-10.5pp | 551.28%-537.8pp |
| Employer contribution / active EE | $2,705 | $4,684-42.3% | $4,678-42.2% | $4,663-42.0% |
| Participant deferral / active EE | $7,140 | $6,603+8.1% | $6,624+7.8% | $6,691+6.7% |
| Admin fee / account holder | $950 | $12,515-92.4% | $9,415-89.9% | $13,402-92.9% |