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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,542 | $92,798-74.6% | $96,707-75.7% | $137,256-82.8% |
| Participation rate | 91.7% | 81.6%+10.0pp | 80.4%+11.3pp | 80.0%+11.7pp |
| Annual return | 18.44% | 31.24%-12.8pp | 34.78%-16.3pp | 220.34%-201.9pp |
| Employer contribution / active EE | $1,792 | $4,147-56.8% | $4,191-57.2% | $4,156-56.9% |
| Participant deferral / active EE | $5,648 | $5,877-3.9% | $5,997-5.8% | $6,407-11.9% |
| Admin fee / account holder | $2,150 | $7,946-72.9% | $7,503-71.3% | $12,270-82.5% |