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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,084 | $97,078-81.4% | $103,065-82.5% | $145,897-87.6% |
| Participation rate | 87.5% | 81.1%+6.4pp | 80.6%+6.9pp | 80.3%+7.2pp |
| Annual return | 13.45% | 25.49%-12.0pp | 23.95%-10.5pp | 552.29%-538.8pp |
| Employer contribution / active EE | $2,705 | $4,680-42.2% | $4,675-42.1% | $4,663-42.0% |
| Participant deferral / active EE | $7,140 | $6,601+8.2% | $6,625+7.8% | $6,689+6.7% |
| Admin fee / account holder | $950 | $12,505-92.4% | $9,349-89.8% | $13,390-92.9% |