Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 9-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,602 | $88,672-75.6% | $105,223-79.5% | $82,448-73.8% |
| Participation rate | 57.7% | 67.9%-10.2pp | 75.0%-17.3pp | 68.1%-10.3pp |
| Annual return | 13.98% | 30.86%-16.9pp | 180.65%-166.7pp | 41.64%-27.7pp |
| Employer contribution / active EE | $973 | $3,048-68.1% | $3,689-73.6% | $2,551-61.9% |
| Participant deferral / active EE | $4,205 | $4,036+4.2% | $5,072-17.1% | $4,139+1.6% |
| Admin fee / account holder | $2,396 | $7,146-66.5% | $8,859-73.0% | $7,234-66.9% |