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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $137,788 | $76,368+80.4% | $67,681+103.6% | $154,746-11.0% |
| Participation rate | 83.3% | 79.0%+4.4pp | 73.7%+9.6pp | 80.7%+2.6pp |
| Annual return | 5.33% | 1066.77%-1061.4pp | 590.58%-585.3pp | 172.34%-167.0pp |
| Employer contribution / active EE | $2,140 | $3,151-32.1% | $2,678-20.1% | $4,379-51.1% |
| Participant deferral / active EE | $7,109 | $4,824+47.4% | $3,976+78.8% | $6,730+5.6% |
| Admin fee / account holder | $28,523 | $8,559+233.2% | $6,100+367.6% | $14,365+98.6% |