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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $3,718 | $29,736-87.5% | $56,033-93.4% | $80,935-95.4% |
| Participation rate | 58.1% | 41.7%+16.4pp | 52.5%+5.6pp | 67.7%-9.6pp |
| Annual return | 14.84% | 35.28%-20.4pp | 1711.38%-1696.5pp | 35.66%-20.8pp |
| Employer contribution / active EE | $310 | $671-53.8% | $1,041-70.2% | $2,757-88.7% |
| Participant deferral / active EE | $822 | $1,228-33.1% | $1,954-57.9% | $4,299-80.9% |
| Admin fee / account holder | $238 | $2,434-90.2% | $2,827-91.6% | $6,924-96.6% |