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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,435 | $110,379-90.5% | $102,412-89.8% | $145,884-92.8% |
| Participation rate | 91.7% | 77.9%+13.7pp | 74.5%+17.2pp | 80.3%+11.4pp |
| Annual return | 13.99% | 24.84%-10.9pp | 24.94%-11.0pp | 551.85%-537.9pp |
| Employer contribution / active EE | $1,519 | $4,216-64.0% | $3,870-60.7% | $4,662-67.4% |
| Participant deferral / active EE | $2,023 | $5,622-64.0% | $5,060-60.0% | $6,690-69.8% |
| Admin fee / account holder | $652 | $9,745-93.3% | $8,388-92.2% | $13,392-95.1% |